Celeste Headlee: The Art of Conversation

Celeste Headlee: The Art of Conversation

Celeste Headlee from TedxCreativeCoast knows the value of good conversation. The Art of Good Conversation A well balanced and insightful conversationalist has an advantage over those who unintentionally over or under participate in discussions. It is important that we...

Siebenga & King News: Mortgage Stress Test

2018 Mortgage Stress Test In 2018 the new requirement is to “stress test” borrowers. Borrowers have to be tested at 200 base points above the current rates. We may see an increase in 2nd mortgages if borrowers can not qualify for the first mortgage....